$787 billion is a nearly unfathomable number. What does it really mean and where it all that money going?

Maybe it was the stern talking to they took from Congress this past week that put the big banks into a charitable mood. J.P. Morgan Chase, Citigroup and Bank of America have all agreed to freeze foreclosures while the Obama administration works out plans to help bolster the floundering housing market.

Is the worst still to come? Despite Congress getting ready to vote on the stimulus bill compromise, the Treasury Department getting back to work on the banking system and President Obama's declarations that swift action will avert disaster, Americans seem short on hope and long on financial worries.

Treasury Secretary was expected in his speech this week to give the particulars about how the Obama administration will spend the rest of the money from the bailout. But it seems lawmakers and investors walked away unsure of how exactly Geithner plans to stabilize the shaky banking industry.

The TARP is the $700 billion bill passed by Congress, which was touted last fall as much needed medicine for the ailing economy. $295 billion in TARP money has been invested in 355 American corporations. What is less clear is exactly what effect the nearly $350 billion in bailout funds has had on the economy.